Built on the principles of adaptation, growth, and transparency.
Retirement Planning
Our Retirement Planning Services
The average life expectancy has only been increasing, and retirees are growing worried of outliving their funds or being a burden on their children. We alleviate your concerns with our yearly check-ins and pride ourselves on taking the time to learn about your and your family’s situation first. Once we understand your goals, then, we will take a look at your retirement account statements. It’s simple: you bring us your goals and fears and we will share strategies and options that are available to help you accomplish your goals and crush your fears.
The top concern for all pre-retirees is income. There are several financial products that can solve this problem by providing an investor with the opportunity to create their own personal retirement income. A comprehensive financial plan with all of your goals, objectives, and concerns can also help alleviate the stress of worrying about running out of money.
Many people who are eligible to claim their Social Security benefits are unsure of how and when to do so. You have been putting away money towards Social Security your entire adult life, so it is only fair that you are educated on the best plan of action to optimize your returns. Do you know the correct time of when to claim your Social Security? Did you know that how much money you make and the number of years you worked can affect your payout? These are just some factors to consider, as there are many more.
When people think of life insurance they typically think of term insurance: Paying a fixed premium on a monthly basis for a guarantee* from an insurance company to pay a fixed amount of money to one’s beneficiaries. While everyone should have life insurance, it’s important to know that the industry has evolved by creating cutting-edge and versatile products. Some of these products not only provide a death benefit, but also accumulate cash value. Examples include whole life insurance, universal life insurance, and variable life insurance. Each type has its own unique characteristics and traits. We want to help you determine what amount is the correct amount and the correct TYPE. We have told many they have too much insurance and too many policies, but have provided clients with the proper amounts and types for their specific situation.
*Guarantees are based solely on the financial strength and claim-paying ability of the issuing company and compliance with product requirements.
