Built on the principles of adaptation, growth, and transparency.
Portfolio management


Our portfolio management Services
You worked hard to earn and save your nest egg. Finding the best way to transfer it to your family with the least amount of taxes and probate is one area we specialize in. Simple ways are available to avoid probate and unnecessary taxes. You will get specific recommendations on your estate planning in all phases.
You worked so hard to earn and save this nest egg. Now we need to be prudent and preserve it. We help you design a portfolio with asset classes that are inversely related, creating less volatility in your asset growth and protections on the downside of market fluctuations.
“Anyone may arrange his affairs so that his taxes shall be as low as possible. He is not bound to choose the pattern which best pays the treasury…. Nobody owes any public duty to pay more than the law demands.” – Judge Learned Hand
Recognizing that no investor wants to pay a cent more in taxes than necessary, we can analyze how certain financial products may make sense for your unique financial plan to minimize your tax burden. Specific strategies offer tax deferral so that you only pay taxes when you actually make a withdrawal. Income tax preparation is a done after the fact. We try to give you tax planning advice in advance so you and your heirs can pay the least amount. Traditional IRA’s versus Roth IRA’s all have tax implications and should be reviewed in a long-term tax strategic financial plan tailored to you and your heirs specifically.
We manage your portfolio individually. The first, and most important aspect is finding out about you and what you want and do not want when we manage your funds. We will tailor a strategy that is specific to you and your family. On non-qualified or non-retirement accounts, we will strive to hold stocks over a year so you have a long-term capital gain, usually lower than your ordinary tax bracket. We will purchase bonds, CD’s, US Treasuries, and agencies in a ladder to provide you the income needed, as well as dividend-paying securities. We are one of the few firms that may even sell covered calls on the options writing side to produce income that we need to earn for you. We will specifically look at Required Minimum Distributions annually and show you how much more you can take without moving up another tax bracket, allowing you and your accountant to discuss the best long-term IRA distribution strategies.